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A home equity line of credit (HELOC) is a guaranteed loan connected to your home that permits you to gain access to money as you need it. You'll have the ability to make as lots of purchases as you 'd like, as long as they do not surpass your credit line. But unlike a credit card, you run the risk of foreclosure if you can't make your payments due to the fact that HELOCs utilize your home as collateral.
Key takeaways about HELOCs
- You can use a HELOC to gain access to cash that can be utilized for any purpose.
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